Motor Trade Insurance

Covering the loss of income your business may suffer when you cannot carry out business as usual due to an unexpected event such as flood and, fire.

Largely aimed at motor traders who sell vehicles, Demonstration Cover allows prospective customers to test drive in-stock vehicles before purchase, whilst fully insured against road risks.

Directors’ and Officers (D&O) Insurance is a type of management liability insurance.

As a director, if you are accused of breaching your duties, actions may be brought against you personally, with potentially devastating consequences, even if you have done nothing wrong.

Directors’ and officers’ liability insurance provides protection in respect of claims brought against you for actual or alleged breach of duty, neglect, errors or omissions and mis-statements, in your capacity as a director or officer.

Such claims may be brought against you by shareholders, employees, customers, suppliers, creditors and even competitors, and applies across all sectors, public and private companies, education and not-for-profit organisations.

D&O insurance has become a fundamental aspect of business risk management strategies.

To find out more about this important liability insurance and how it can protect you, please contact us today and we will arrange a tailored quotation for you.

Directors' & Officers' Page

If your business employs one or more people, it is a legal requirement to have an Employers’ Liability Insurance policy in place. This type of cover offers financial protection against claims comprising employee injury or illness allegedly as a result of your business activities.

Legal Expenses Insurance, also known as Legal Protection Insurance, covers the cost of defending any potential legal action brought against your business. Disputes may include employment issues, criminal prosecutions, debt recovery, tax concerns and contract matters.

Our Motor Fleet Insurance policies are designed to cover all vehicle fleets from just two vehicles, comprising cars, vans, specialist vehicles, and lorries for own goods use, haulage, self-drive or private hire. With access to leading UK insurers, we will search the market for the most suitable options, allowing us to deliver a range of cover options suiting all budgets and cover requirements.

If your business offers advice or a service, Professional Indemnity Insurance is highly recommended. This type of insurance covers you in the instance that a client or customer, who has suffered a loss as a result of advice or a service you have provided, accuses your business of negligence.

Public Liability Insurance covers your business for the cost of a claim made by a third-party that has allegedly suffered injury or property damage as a result of your business. Offering financial protection, you will be covered for the cost of compensation owed and any legal expenses incurred.

Designed for motor traders who sell or repair vehicles, Road Risks Insurance allows you to drive vehicles you do not own to carry out your business activities. Road incidents and accidents are insured with this level of cover.