Business Insurance

Covering the loss of income your business may suffer when you cannot carry out business as usual due to an unexpected event such as flood and, fire.

An insurance policy designed to include various types of key business covers within one package. In most cases this type of insurance will include property damage, business interruption, employer’s liability, public liability, personal accident cover money and goods in transit. This is an ideal solution for businesses that require complete protection, tailored to your requirements without the inconvenience of managing multiple policies.

By choosing one combined commercial insurance policy you will benefit from just one premium to pay.

Cyber Risk Insurance financially covers losses relating to damage to or loss of information or data from IT and online systems, as well as Cyber Extortion, Cyber Business Interruption and Cyber Liability. IT forensics, legal advice and public relations support are also options to include.

Cyber Insurance Page

Deductible Infill Insurance provides balance sheet protection by reducing deductibles back to a level with which you are comfortable. It provides total or partial cover for any self-insured amount contributions intimated during the period that cover is in force.

This policy is aimed at several core professions, including accountants, architects, designers and builders, engineers, MGAs, IT, Solicitors, Surveyors, and Estate Agents.

Directors’ and Officers (D&O) Insurance is a type of management liability insurance.

As a director, if you are accused of breaching your duties, actions may be brought against you personally, with potentially devastating consequences, even if you have done nothing wrong.

Directors’ and officers’ liability insurance provides protection in respect of claims brought against you for actual or alleged breach of duty, neglect, errors or omissions and mis-statements, in your capacity as a director or officer.

Such claims may be brought against you by shareholders, employees, customers, suppliers, creditors and even competitors, and applies across all sectors, public and private companies, education and not-for-profit organisations.

D&O insurance has become a fundamental aspect of business risk management strategies.

To find out more about this important liability insurance and how it can protect you, please contact us today and we will arrange a tailored quotation for you.

Directors' & Officers' Page

If your business employs one or more people, it is a legal requirement to have an Employers’ Liability Insurance policy in place. This type of cover offers financial protection against claims comprising employee injury or illness allegedly as a result of your business activities.

Our Motor Fleet Insurance policies are designed to cover all vehicle fleets from just two vehicles, comprising cars, vans, specialist vehicles, and lorries for own goods use, haulage, self-drive or private hire. With access to leading UK insurers, we will search the market for the most suitable options, allowing us to deliver a range of cover options suiting all budgets and cover requirements.

If your business offers advice or a service, Professional Indemnity Insurance is highly recommended. This type of insurance covers you in the instance that a client or customer, who has suffered a loss as a result of advice or a service you have provided, accuses your business of negligence.

Public Liability Insurance covers your business for the cost of a claim made by a third-party that has allegedly suffered injury or property damage as a result of your business. Offering financial protection, you will be covered for the cost of compensation owed and any legal expenses incurred.