Be ready for the unexpected!
The following claims may be outlandish and amusing, but they highlight a very important point. You never know what’s around the corner or what life has in store for you. That’s why it’s so important to make sure you are well protected with an insurance policy that’s right for you.
You also need an insurance broker with claims expertise, who can liaise with the insurer on your behalf and help to ensure speedy and satisfactory settlement.
Here at TMD, our business is your protection, which means we aim to ensure you are fully protected with the right level of cover and, in the event, you need to make a claim, we offer all the benefits of an experienced team, who will guide you through the process.
Every year, insurance companies receive a number of weird, wonderful and wacky insurance claims. We’ve gathered a few here, which certainly make very entertaining reading….
There was a case of a farmer in Devon using his phone as a torch while assisting with calving on a dark, stormy night. Needless to say, his phone got lost (you can guess where!) and although it did reappear, it had stopped working - Luckily, the insurance company paid out for a new smartphone!
Still on the cow theme, a couple on holiday in Devon fell foul of a herd of cows, when their car sustained damage due to the animals licking the paintwork.
Holidays are always a rich source of strange and unusual claims. There are many cases of holiday makers in whose jewellery, cameras, sunglasses and various other items have been stolen by monkeys - although ‘theft by monkey’ may not be listed in coverage programme, hopefully the correct travel policy would cover any unexpected scenario abroad!
Unbelievably, around 150 people a year are killed by falling coconuts. In this instance, a holidaymaker was sunbathing when a coconut fell and landed on her head. Luckily for her, she was only rendered unconscious – and her travel policy provided cover for falling coconuts.
A dog inadvertently helped to redecorate when he dipped his tail into a pot of paint after his owner left the room. One very waggy tail later, the room was transformed, but not in the way the owner would have wished! Thankfully, the insurance company accepted the claim.
So, don’t wait for the unexpected to happen. Make sure you’re ready. To discuss insurance that’s tailored to your needs, contact us today. Either call 01992 703 000 or email insurance@mcdonaghs.co.uk