Travel Insurance

For those travelling more than once throughout a 12-month period, Annual Travel Insurance usually works out cheaper than having to take out individual policies every time you plan to travel. Covered against loss of baggage or documents, cancellation and delays, illness, injury, personal belongings and more.

Backpacker Insurance is designed for those planning a multi-country trip over a longer period of time. Offering cover for emergency medical attention, illness, injury, loss of baggage and documentation, cancellation, personal liability, theft and adventurous activities.

Baggage Cover, sometimes referred to as Lost Luggage Insurance, insures the contents of your luggage should it ever be lost or damaged by the airline.

Cruise cover for delay, missed port, cancellation, Cruise Interruption, itinerary changes and evening dress hire.

This type of cover can provide reimbursement for emergency medical and dental care in the case of sudden, unexpected illnesses or injuries during your trip. Costs for stays in hospital, doctors, physicians and nurses, surgery, anaesthesia, X-rays, local ambulance services, prescription drugs are typically covered.

We can source Travel and Holiday Insurance for those with an existing medical condition subject to full medical disclosure and underwriter’s approval which may be subject to policy terms and conditions. If we cannot assist you, The British Insurance Brokers Association (BIBA) has introduced a service to help customers with pre-existing medical conditions find affordable cover. For more information or to use the service visit their website Find Insurance - BIBA or call 0370 950 1790.

Golf cover includes protection for golf equipment; non-refundable golfing fees should you be unable to play due to sickness, accident or adverse weather; and hole-in-one cover.

Typically, Travel Insurance is arranged for people between the ages of 18-64, making it more difficult for people over the age of 65. With Over 65 Travel Insurance, people aged over 65 can be protected on a single and annual trip basis, even with pre-existing conditions, offering protection against delays, cancellations, lost luggage and documents, and personal liability.

Single Trip Travel Insurance is what most people need for a one-off holiday or business trip, covering most standard travel issues such as delay, cancellation, injury, illness, hospital stays, theft and loss of luggage or documents.

Trip Cancellation Insurance will cover some or all of the cost of having to cancel your trip due to factors such as injury, illness, being called for jury service, death or illness of a relative, or flood or fire at your home.

Winter Sports Insurance cover for all winter sport activities including skiing and snowboarding within resort boundaries. This cover also includes protection for injury, damaged or stolen equipment, and resort closure.